finding your way home

Archive for the Home Buying Category

What Home Features Do Buyers Consider Essential?

If you’re searching for a home, or planning on building a new one, chances are you’ve given a lot of thought to the features that are most important to you. For some, garage storage and formal living rooms top the list. For others, a laundry room and walk-in closets reign supreme. According to a recent poll conducted by the National Association of Home Builders (NAHB), the features that first time home buyers consider essential are remarkably similar to the features most wanted by repeat buyers. The NAHB poll asked prospective first time and repeat buyers which features they considered essential in

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What is a Mortgage Escrow Account and Why is it Needed?

When you buy a home using a mortgage, an escrow account is usually set up by your lender in order to help manage your property tax and insurance costs. Rather than having to save up and pay these bills separately, part of your mortgage payment is deposited into the escrow account every month. When your insurance premiums and taxes are due, they can be paid via the escrow account. Normally, your lender will use the funds in the escrow account to pay these bills on your behalf. Escrow Shortages It’s not uncommon for property taxes and insurance premiums to change over time,

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What does it take to buy a home, anyway?

We all need a place to call home, and at some point in our lives, most of us are bound to need a mortgage to make that happen. In honor of National Mortgage Professionals Month, I wanted to acquaint you with the people and processes that help make homeownership happen for millions of people just like you. Let’s meet the team behind the curtain and take a look at the major steps that are involved along the way!   Other Key Players Honorable Mentions: Inspector, Appraiser, Title Company, Attorney (if applicable) Our relationship doesn’t end after the transaction. My goal

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Rocky River

20545 Center Ridge Road
Suite 250
Rocky River, OH 44116
Phone: (440) 356-3242
Branch Information

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