About Us
Since first entering the mortgage industry in 1940, Schmidt Mortgage Company has grown to become one of the leading FHA, VA and Fannie Mae approved mortgage bankers in the State of Ohio.
Schmidt Mortgage Company is a division of Mid America Mortgage Inc. As part of the Mid America Mortgage Inc family, Schmidt Mortgage Company is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients.
Our History
Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae. On March, 31, 2010 Jeffrey E. Bode acquired 100% of the common stock and moved the corporate office to Addison, Texas. On December, 15, 2011, The company name was changed to Mid America Mortgage, Inc. This was the same name of another company Jeff founded in 1989.
Our Story
The last 76 years have been good to us! Our company has seen phenomenal growth which has allowed us the same negotiating leverage as the largest lenders in the nation. Our market footprint continues to expand through hard work, ethical lending standards and advanced technology platforms. Our strong industry relationships are based upon many years of successful performance and mutual profitability. Our reputation in the industry speaks for itself.
Company Timeline 
- FHA Direct Endorsement
- Ginnie Mae Issuer
- VA Automatic Approval
- USDA Rural Development National Lender
- Fannie Mae Seller/Servicer
- Multi State lending license
Products We Offer
- Nation’s Largest Section 184 Lender
- Conforming Fixed Rate Mortgages
- Conforming LIBOR ARMs (3/1, 5/1, 7/1)
- FHA and VA Loans
- FHA Low Fico, 203K Loans, & ARMs
- VA Interest Rate Reduction Refinance (IRRRL)
- DU Refi Plus
- Jumbo Loans
- USDA Mortgages
- Third Party Originations
- Correspondent Products
Management Overview
Jeffrey E. Bode
Owner-President
Jeffrey E. Bode, is Chairman of the Board, Chief Executive Officer and President of MAM. Mr. Bode purchased Schmidt Mortgage Company on March 31st, 2010 and reorganized its operations and incorporated the loan production of Moncor (a mortgage operating unit he managed prior to the acquisition) in August of 2010. In December of 2011. Mr. Bode changed the name of Schmidt Mortgage Company to Mid America Mortgage, Inc. Bode founded the original Mid America Mortgage, Inc. in 1989 and was the first lender to develop an interface inside Calyx’s Point software. The interface enabled brokers to price, lock, underwrite, and receive loan status, while drawing loan documents within Point or from a website linked to Point. Mr. Bode further developed the technology and has utilized those advances to offer superior performance in the mortgage industry. In 2003, Mr. Bode sold the assets of the previous Mid America Mortgage, Inc. to Aegis Mortgage and focused on developing his software until 2007 when he returned to the mortgage business. Mr. Bode opted to stay out of ownership of a mortgage company due to the perceived risk he saw in the products being originated from 2004 until 2007. During that time he focused on winding down the original Mid America Mortgage, Inc., developing Mortgage Machine software, and creating a tax lien business. Read Full Bio >
E-mail: Jeff.Bode@midamericamortgage.com
Mike Kennemer
CFO
Michael L. Kennemer, Chief Financial Officer of MAM, Board Member, manages all financial aspects of MAM with thirty years of experience in mortgage banking. Mr. Kennemer is poised and equipped to successfully handle the cyclical financial industry. At MAM, he is responsible for the secondary marketing, accounting, finance, treasury, human resources, investor and agency relations of the company. Previously, he was the National Sales Manager for the Correspondent Lending Division of National City Mortgage, where he helped grow the correspondent division to a top tier organization. Prior to National City, he was the Chief Financial Officer for Aegis Mortgage where he turned an unprofitable group at Aegis from losing more than $2 million per month in May 1999 to becoming profitable in November 1999. He also successfully ran the acquisition of New America Financial, which involved the purchase of $300 million of servicing and $500 million of residential mortgages loans and was involved in the successful sale of these assets.
Jemma Pachiano
Chief Operating Officer
Jemma Pachiano manages Mid America Mortgage’s company operations. A graduate of Clemson University with 20 years of experience in the industry. She strives to educate her borrowers and staff by the simple formula of establishing, meeting and exceeding the needs of people.
Brett Robinson
Managing Director at 1st Tribal Lending
Brett Robinson, Managing Director at 1st Tribal Lending, brings over 20 years of experience in the mortgage industry, including extensive experience in American Indian Housing Finance obtained from his role as Managing Member of WSR Loan management, LLC and its partnership with Bank 2, one of the largest active producers of Section 184 Indian Home Loans nationwide. Brett’s team includes Kim Wilkins, Operations Manager, and the California-based staff of underwriters and closers who were previously with him at WSR Loan Management. Kim Wilkins has ten years’ experience with the Section 184 program, which she initiated at Headlands and Greenpoint Mortgage.
E-mail: Brett.Robinson@1tribal.com
Adam W. Rieke
Head of Wholesale Lending
Adam W. Rieke is a 23-year industry veteran with an incontrovertible record of success in the arena of Wholesale Lending. Adam has built and managed highly successful and profitable Wholesale Lending Operations since 1995, where he led First Horizon’s Wholesale Lending Operation in the Chicago market. Adam has also served as President and CEO of a national wholesale lender, which was sold in June of 2006 at a premium to shareholders. Most recently, Adam spent the past 7 years in a Senior leadership role (Senior VP) with Mortgage Services III, LLC (“MSI”) which began as a “de novo” or start-up in May of 2007, and became the 7th largest wholesale lender in the nation by volume (Crains 2013).
Robert Ellis
Attorney
Mr. Ellis is licensed to practice law in Texas and Ohio. He has 33 years of experience as legal counsel in the banking industry. He has 30 years as in-house counsel at National City Corporation (“NCC”), including 19 years as Senior Vice President and Assistant General Counsel, serving as the Chairman of the NCC Law Department’s Mortgage Banking, Commercial and Real Estate Lending Practice Group, responsible for the management and delivery of legal services to NCC’s four mortgage banking subsidiaries, all NCC national bank subsidiary commercial and real estate lending divisions, and the NCC corporate real estate facilities department. Most recently and for over 2 years, he has served as general legal counsel to MAM.
Michael J. Lima
Director, Whole Loan Trading
Michael J. Lima is Managing Director for the Whole Loan Trading Division of Mid America Mortgage. Prior to joining Mid America, Michael held leadership positions with Guardian Mortgage, Nationstar Mortgage, and Fannie Mae. While with Guardian, he served as the company’s Chief Risk Officer responsible for enterprise risk management, capital markets, and loan servicing. At Nationstar, Michael was Senior Vice President of Capital Markets and Correspondent Lending. He held several positions in servicing, risk management, and marketing during a seventeen year career with Fannie Mae. Michael holds a B.B.A. in Finance from San Diego State University and an MBA in Finance from The University of Texas at Arlington. He is an active member of the Texas Mortgage Bankers Association and has held a Director position since 2008.
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