finding your way home

Schmidt Mortgage Company Blog

What does it take to buy a home, anyway?

We all need a place to call home, and at some point in our lives, most of us are bound to need a mortgage to make that happen. In honor of National Mortgage Professionals Month, I wanted to acquaint you with the people and processes that help make homeownership happen for millions of people just like you. Let’s meet the team behind the curtain and take a look at the major steps that are involved along the way!   Other Key Players Honorable Mentions: Inspector, Appraiser, Title Company, Attorney (if applicable) Our relationship doesn’t end after the transaction. My goal

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5 Ways to Prepare Your Credit for Getting a Mortgage

Your credit report plays a major role in your ability to qualify for a mortgage. While most lenders like to see scores in the 700-range, it is still possible to qualify for a home loan with lower scores. However, those loans may come with higher interest rates. To ensure you’re able to qualify for the best loan at the best rate, it’s essential to take your credit seriously. In today’s post, we’ll discuss 5 ways you can prepare your credit for getting a mortgage. 1.) Review Your Credit Report At least six months before you plan to apply for a

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Existing-Home Sales Drop Slightly in July

For the fourth consecutive month, existing-home sales dipped in July to their slowest pace in more than two years, according to newly released data from the National Association of Realtors® (NAR). Existing-home sales are defined by the NAR as completed residential real estate transactions that include single-family homes, townhomes, condominiums and co-ops. According to July’s data, total existing-home sales decreased 0.7 percent to a seasonally-adjusted annual rate of 5.34 million last month from 5.38 million in June. Factoring in the latest figures, existing-home sales are now 1.5 percent lower than they were a year ago and have fallen on an annual

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Akron

1953 Englewood Ave.
Akron, OH 44312
Phone: (330) 798-4677
Branch Information

Rocky River

20545 Center Ridge Road
Suite 250
Rocky River, OH 44116
Phone: (440) 356-3242
Branch Information

Willoughby

35104 Euclid Ave.
Suite 202
Willoughby, OH 44094
Phone: (440) 953-0447
Branch Information

Join the Team

At Schmidt Mortgage we're always looking for talented mortgage professionals to join our growing team. We're an Equal Opportunity Employer offering a highly competitive compensation and benefits package. Visit our careers pages for more information.