finding your way home

Archive for the Home Buying Category

5 Ways to Prepare Your Credit for Getting a Mortgage

By on September 6, 2018   /   Home Buying  

Your credit report plays a major role in your ability to qualify for a mortgage. While most lenders like to see scores in the 700-range, it is still possible to qualify for a home loan with lower scores. However, those loans may come with higher interest rates. To ensure you’re able to qualify for the best loan at the best rate, it’s essential to take your credit seriously. In today’s post, we’ll discuss 5 ways you can prepare your credit for getting a mortgage. 1.) Review Your Credit Report At least six months before you plan to apply for a

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Three Reasons to Consider a USDA Loan for Your Next Home Purchase

By on July 17, 2018   /   Home Buying, Mortgage Programs  

Looking for a mortgage that doesn’t require a large down payment? Or one that’s accessible to people with less-than-perfect credit? If you meet certain requirements, a USDA loan could be right for you. In today’s post, we’ll explore USDA loans and offer three key reasons to consider choosing this affordable mortgage program for your next home purchase. Before we dive in to the benefits of USDA financing, let’s review the basics of a USDA loan. What is a USDA Loan? A USDA loan is a special type of mortgage that is insured by the federal government and is designed to help increase

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Why buy a home?

By on June 12, 2018   /   Home Buying, Homeownership, Mortgage Industry  

June is National Homeownership Month, so we’re celebrating all the wonderful things that come with being a homeowner! There’s a lot of information out there that explains the benefits of buying a home — but don’t just take it from the experts. We wanted you to hear from real-life homeowners about the perks of owning, so we surveyed nearly 80 homeowners across the country. Here’s what they have to say about the benefits of owning a home. “[It’s] part of the American Dream — the ability to make decisions about my home without the need for prior approval from a

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Rocky River

20545 Center Ridge Road
Suite 250
Rocky River, OH 44116
Phone: (440) 356-3242
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